Secure Your Deal in 48 Hours Or Less

For High Volume Undersellers & Flippers

Higher EMD To Showcase Sellers You're Serious

Save Your Own Capital For Other Capital Projects

Updated EMD Solutions ...

Our Services

With Earnest Money Xpress, you never have to miss out on a deal because of funding delays. Our program is designed for investors who need fast, reliable access to earnest money deposits so they can lock in contracts with confidence. Simple terms, quick approvals, and a streamlined process make it easy for you to secure your next property without the stress of waiting on traditional funding.

EMD MACHINE

Best For High Volume Wholesaler

Flippers w/ Multiple Deals In Pipeline

  • Deposit Straight To Escrow

  • Our Transaction Coordinators Will Execute The Docs

  • No Credit Checks

  • Boost Your Credibility

  • Zero Out Of Pocket

  • Original Loan & Fees Paid At Closing

  • If Deal Does No Close You Pay Zero Fees

  • Fees Based Of Amount, Duration, & Simplicity Of Deal

EMD BULLSEYE

Best for Guaranteed & Closing For Investors & Retail Closings

  • No Credit Check

  • Deposits Direct To Escrow

  • Our Transaction Coordinator Will Execute Docs

  • Outbid The Deal By Increasing Your EMD

  • Original Loan Paid Back At Closing

  • 10% Of EMD Loan Required Up Front

  • Up Front Deposit Non Refundable

Double Closing

Teams NATIONWIDE

ARVmoney.com

1st Lien Loans

State Specific

PML Loan

Gap Fund

State Specific

Earnest Money Xpress Simple Steps ...

Need Funds Faster? or Just Started in Real Estate?

Join Our Member List Now To Expedite Your Future

Approval!! Do Not Wait For Your Next Deal

"We Are A Relationship First Lender"

Fernando Mejia

Managing Partner

Investor Relations

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STILL NOT SURE?

Frequently Asked Questions

What Are The Fees?

All fees ARE STRUCTURED on a CASE by CASE basis. As a relationship first lender, we will Evaluate Risk, Term, Simplicity & Duration of the EMD. Call Now.

I'm A New Investor or Wholesaler. Do I Qualify?

Absolutely No Experience Necessary. We Provide The Docs & Transaction Support. Wo Do Strongly Recommend To Join The Membership in Order To Have You In Our System Before Your Deal Occurs.

What Is The Standard EMD Loan?

Standard Loan Is About 30 Days Unless Pre-Negotiated In The Agreement. We Will Work With You On A Case By Case Basis.

Do I need good credit to qualify?

No. Approval is based on the deal and contract terms — not your personal credit score.

Do I need Collateral?

No. Collateral or Credit. Our Loan is Secured by our legal Docs & Escrow.

Hear From Our Customers

Max Tanner
Tampa Wholesaler

"Got a contract but no EMD... they funded it within hours. Deal closed and I made $13k assignment. Don’t sleep on this!"

Kim Wexler
Subto Investor

"This gave me the confidence to negotiate like a pro. Seller and agent respected me instantly."

Billy Jackson
Real Estate Investor

"I got the money I needed to secure multiple deals!"

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727-277-2999